Payment Policy

This Payment Policy explains accepted payment methods, currency, payment authorization, taxes and duties, discounts, payment security, and failed payments.

1. Accepted Payment Methods

At checkout, we accept the following payment methods: [keep only methods that are active: Visa, Mastercard, American Express, Discover, PayPal, Apple Pay, Google Pay, Shop Pay, other]. Payment logos displayed on the website must match the payment methods actually available in the customer’s country and on the customer’s device.

2. Currency

All prices on the website are displayed in U.S. dollars (USD). If the website displays another currency, the final charge currency and applicable exchange rate will be confirmed at checkout.
Your bank, credit card issuer, or payment provider may apply its own foreign-exchange rate, currency-conversion fee, or other transaction charges. These charges are outside Oricast’s control.

3. Authorization & Charges

By submitting an order, you authorize the selected payment provider to charge the total order amount, including merchandise, shipping, taxes and duties collected at checkout, and any other disclosed charges. Depending on the payment provider’s rules, a temporary preauthorization hold may appear before the final charge is completed.

4. Taxes & Duties

U.S. Sales Tax: Under applicable U.S. federal, state, and local rules, orders shipped within the United States may be subject to sales tax. Any applicable sales tax will be automatically calculated and displayed at checkout based on your shipping address. You are responsible for any applicable sales tax shown at checkout.
Import Duties & Customs Clearance: All orders are shipped from China. We will cover all applicable import duties, customs fees, and customs-clearance charges. These costs are included in the price shown at checkout. You will not be charged additional or hidden import fees by the carrier upon delivery.

5. Discounts & Promotions

Unless otherwise stated, only one discount code may be used per order. Promotional codes may be subject to eligibility requirements, product restrictions, geographic restrictions, minimum purchase amounts, or expiration dates. Except where required by law or expressly approved by us, discounts cannot be applied retroactively after an order has been completed.

6. Payment Security

Payments are processed through [name the active payment processors]. We use encrypted HTTPS connections and rely on payment providers to handle payment information in accordance with their security obligations. Do not describe checkout as “100% secure” or “zero risk.”

7. Failed or Flagged Payments

Payments may be declined because of incorrect information, insufficient funds, fraud screening, geographic restrictions, or a bank decision. Please verify your billing information and contact your payment provider. If we have reasonable grounds to suspect fraud or unauthorized use, we may cancel an order or place it on hold for verification.

8. Refunds & Chargebacks

Refunds are handled in accordance with our Return & Refund Policy and will be returned to the original payment method unless applicable law requires otherwise. The time it takes for a refund to appear after we initiate it depends on the payment provider.

9. Payment Questions

Before filing a payment dispute, please contact service@oricast.shop so we can try to resolve the issue. This does not limit any rights you may have with your card issuer or payment provider.